National Credit Union Administration (NCUA)
NCUA Share 保险
- Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
- 独立的你.S. Government agency that regulates, charters, and insures the nation's federal credit unions
- Credit Union shares are insured by the National Credit Union Share 保险 Fund (NCUSIF)
- Not one penny of insured savings has ever been lost by a member of a federally insured credit union
- The fund is currently at the strongest and best-reserved level in its history
- Individual Retirement Accounts (ira) are insured separately from regular share accounts to $250,000.
元素 Financial is an Equal Housing Lender
We Do 业务 In Accordance With Federal Fair Lending Laws
As a member of 元素 Financial you have certain rights and are protected when applying for any type of loan, including special rights when applying for a mortgage loan.
UNDER THE FEDERAL FAIR HOUSING ACT, 这是非法的, ON THE BASIS OF RACE, COLOR, 国家的起源, 宗教, 性, 障碍, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:
- Deny a loan for the purpose of purchasing, 构建, 改善, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
- Discriminate in fixing the amount, 利率, 持续时间, application procedures, or other terms or conditions of such a loan, or in appraising property.
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing & Urban Development
Washington, DC 20410
For processing under the Federal Fair Housing Act
和:
National Credit Union Administration
Office of Consumer Protection
Alexandria, VA 22314-3428
For processing under NCUA Regulations.
UNDER THE EQUAL CREDIT OPPORTUNITY ACT, 这是非法的 TO DISCRIMINATE IN ANY CREDIT TRANSACTION:
- On the basis of race, color, national origin, religion, sex, marital status, or age,
- Because income is from public assistance, or
- Because a right was exercised under the Consumer Credit Protection Act.
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
National Credit Union Administration
Office of Consumer Protection
Alexandria, VA 22314-3428
Health Plan Transparency in Coverage
Through UnitedHealthcare, UMR and HealthSCOPE 好处 create and publish the Machine-Readable Files on behalf of 元素 Financial Federal Credit Union.
To link to the Machine-Readable Files, please click on the URL provided: transparency-in-coverage.uhc.com